Principal Product Manager | Payments

About HighRadius HighRadius is a leading provider of Autonomous Software for Order-to-Cash, Treasury, and Record-to-Report processes. Trusted by over 1000+ Global 2000 companies, we are reshaping the office of the CFO using modern AI, automation, and hyper-efficient payment rails. Our mission is to eliminate friction in financial operations, helping enterprises manage credit risk, accelerate cash application, optimize collection cycles, and process billions of dollars in transaction volume daily. Role Overview As a Principal Payments Product Manager at HighRadius, you will own the end-to-end strategic vision, roadmap, and execution for our next-generation B2B merchant card processing infrastructure and ACH networks. You will drive the convergence of traditional business payments with enterprise AI automation, enabling Global 2000 clients to optimize transactional cash flow, structurally lower transaction costs, and unify global payment channels. This high-impact, individual contributor (IC) leadership role demands a rigorous synthesis of technical payment gateway infrastructure architecture, hands-on data analytics, and high-stakes stakeholder management. You will serve as the premier payment architect bridging commercial sales opportunities, complex consulting deployment cycles, and deep platform engineering teams. Key Roles & Responsibilities 1. Payment Domain Expertise & Cost Analytics Payment SME Leadership: Act as the definitive enterprise Subject Matter Expert on global B2B infrastructure, covering payment gateways, merchant acquiring, merchant card-not-present (CNP) flows, and clearing rails (ACH, FedNow, SEPA, Real-Time Payments). Processing Cost Optimization: Conduct exhaustive quantitative analysis of payment processing costs, interchange brackets, and card scheme rules to design platform routing capabilities (e.g., Level 2/3 processing data enrichment) that dramatically compress client acceptance fees. Data Analytics & Prototyping: Write standalone data-a