Senior Capital Markets Associate, Americas

Join the Tilt team At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide , we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward. The Opportunity: Senior Capital Markets Associate, Americas Tilt is hiring a Senior Capital Markets Associate to own and scale our funding strategy across the Americas — Brazil, Mexico, and the United States. This is a high-visibility, high-impact role that sits at the intersection of strategy, structured finance, and treasury operations. Based in São Paulo, you will serve as Tilt's primary capital markets presence in the Americas. You'll build and manage the institutional relationships that fund our loan origination growth, structure facilities suited to each local market, and own the treasury function that keeps day-to-day liquidity running smoothly — from cash forecasting and FX management to funding draws, paydowns, and bank operations. This role reports to Tilt's Head of Capital Markets. How You'll Make an Impact Own Americas Funding Strategy Develop and execute Tilt's end-to-end capital markets strategy for Brazil, Mexico, and the U.S., ensuring sufficient and cost-efficient funding to support loan origination growth across all three markets Structure, negotiate, and close debt facilities — including FIDCs, warehouse lines, forward flow agreements, debentures, and other secured financing vehicles — with banks, credit funds, and institutional investors Maintain a robust pipeline of lender relationships, from local Brazilian banks (Itaú, Bradesco, BTG, Nubank) and LatAm development finance institutions to U.S. and global credit funds Design the right funding vehicle for each market, accounting for local regulations, currency