Lead Risk Investigator, Fraud

Join the Tilt team At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide , we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward. The Opportunity Tilt is hiring a Lead Risk Investigator to own our most complex fraud investigations from end to end — the multi-week fraud rings, systemic attack patterns, and cross-product cases that don’t fit neatly into a queue. This is an advanced individual-contributor role: you won’t manage people, but you’ll operate as the senior-most investigative authority on the team, running project-scale investigations, setting the bar other investigators calibrate against, and representing Risk Operations’ fraud findings directly to leadership. You’ll partner closely with Compliance, Product, Engineering, and Data to turn what you find into rule changes, product fixes, and process improvements. In your first year, success will look like: You’ve independently led at least one major fraud investigation — a ring, a coordinated attack, or a systemic pattern — from initial signal through root-cause analysis, remediation plan, and executive-ready readout. You’re the default escalation point for the team’s hardest fraud cases, and Team Leads and Sr Risk Investigators route their most ambiguous casework through you. You’ve driven at least one fraud rule, threshold, or process change off the back of your own pattern analysis, with a measurable effect on loss rate or false-positive rate. You’ve represented Risk Ops fraud findings in a cross-functional or leadership forum, translating investigative detail into decisions and tradeoffs non-investigators can act on. How You’ll Make an Impact Project-Scale Fraud Investigations Lead project investi